MORTLAB

Refinance Calculator


Original Loan Details

$
%

New Loan Details

$378,470
Calculated automatically
%
$
$383,470
Balance + Closing Costs
$
Additional payment towards principal to pay off loan faster

Payment Comparison

Original Payment
$2,797
New Payment
$2,299
Monthly Savings
+$498

Refinance Analysis Summary


Total Interest Savings
+$16,383
You save money
Monthly Savings
+$498
Per month
Max Beneficial Rate
6.18%
Maximum rate to break-even
Break-even Period
11 Months
To recover costs

Payment Breakdown

Original Loan (Paid)

Principal Paid:$21,530
Interest Paid:$146,281
Total Paid:$167,811

New Loan (Remaining)

Principal Remaining:$378,470
Interest to Pay:$444,204
Total Remaining:$822,674

Interest Comparison

Original Total Interest:$606,869
With Refinance:$590,486
Difference:+$16,383